---
url: https://help.aurawallet.co/en/pay-sbp-qr-with-usdt.md
description: >-
  Pay Russian SBP QR codes with USDT in Aura Wallet: the shop gets rubles, USDT
  leaves your balance in 5–15 seconds. No bank card or ID check, 10 to 600,000
  ₽.
---

# How to pay an SBP QR code with crypto (USDT)

**You can pay an SBP QR code with USDT in Aura Wallet: scan the code with the built-in scanner, check the amount and rate, and tap «Оплатить» (Pay); the shop receives rubles and USDT is deducted from your balance.** A payment usually goes through in 5–15 seconds, and you need neither a bank card nor an identity check.

## How to pay

1. Tap the round **Оплатить** (Pay) button in the bottom menu of Aura Wallet.
2. Point the camera at the SBP QR code; it is recognised automatically. You can also load a picture via **Фото** (Photo) or paste a link like `https://qr.nspk.ru/…`.
3. Check the bill: the amount in rubles, how much USDT will be deducted, and the rate.
4. Tap **Оплатить** (Pay).

## Terms at a glance

| | |
| --- | --- |
| You pay with | USDT from your Aura Wallet balance |
| The shop receives | rubles |
| Fee | no separate fee: the rate and the total are shown in the bill before you pay |
| Rate locked for | 2 minutes |
| One payment | 10 to 600,000 ₽ |
| Payment time | usually 5–15 seconds |
| Bank card or identity check | not needed |

You can fund the balance with USDT on TRON (TRC-20) from an exchange or another wallet.

## FAQ

**Do I need an identity check?**
No. USDT on your wallet balance is enough to pay by QR code.

**Is there a fee?**
No separate fee: the rate and the total are shown in the bill before you pay. Exactly the amount in the «Вы платите» (You pay) line is deducted.

**Can I pay online shops?**
Yes, SBP QR codes work both in physical shops and online. Shop invoices that are not SBP QR codes are not supported yet.

**What if the payment fails?**
Nothing is deducted from your balance, and if money was already reserved, it returns to your balance automatically.

**Can I cancel a completed payment?**
No: the shop has received the money, so ask the shop for a refund. If the bank itself reverses a completed payment (this can happen within 3 days), we automatically return the full amount in USDT to your balance.

## More (in Russian)

* [Как оплатить по QR-коду](/qr/how-to-pay) — step by step with screenshots
* [Курс и комиссия при оплате по QR](/qr/rate-fees) — rate and fee
* [Платёж по QR не прошёл](/qr/failed) — failed payments