Crypto card without KYC: a virtual Visa card with no identity check
Yes: you can issue a virtual Visa card in Aura Wallet without an identity check (KYC); no documents are needed, and the card costs 20 USDT. A check of your Russian passport is needed only to buy USDT with rubles via SBP, so if you fund the wallet with USDT from an exchange or a transfer from another Aura user, you won't need it.
What needs an identity check
| What you do | Identity check |
|---|---|
| Issue a virtual card | not needed |
| Top up the card from your balance | not needed |
| Deposit USDT from an exchange or another wallet | not needed |
| Transfers inside Aura, paying by QR code | not needed |
| Buy USDT with rubles via SBP | needed, once: Russian internal passport and a selfie |
How to get the card without verification
- Open the bot @AuraWalletTG_bot in Telegram and launch the app. You log in with your Telegram account; there is no separate sign-up.
- Deposit USDT on the TRON network (TRC-20) from an exchange or another wallet: Пополнить → По адресу кошелька (Top up → By wallet address). Minimum 4 USDT; a 2 USDT fee is taken from the amount.
- Open Карты (Cards), choose Виртуальная (Virtual), tap Оформить карту (Order card), then Оплатить 20 USDT (Pay 20 USDT).
- The card is issued automatically, usually within a few minutes. The bot sends the message «Карта Aura готова» (Aura card is ready).
- Move money from your balance to the card: Карты → Пополнить (Cards → Top up).
Card terms
| Card | virtual Visa in US dollars |
| Issue | 20 USDT, charged when you order |
| Ready in | usually a few minutes |
| Top-up | from your USDT balance, 2% fee, minimum 10 USDT |
| Where it works | foreign websites and services; by phone via Apple Pay and Google Pay |
| Where it doesn't | merchants from Russia and several other countries (in Russian) |
| Cash | no cash withdrawals: the card is virtual |
Rules still apply
Issuing without an identity check does not mean there are no rules. The card and wallet are for personal, lawful purchases: you may not pay on someone else's behalf, hand over your account, or hold several accounts. If the rules are broken, Aura may ask for documents or explanations, or restrict or freeze the account.
FAQ
Do I need a passport to issue the card? No. You don't upload any documents to issue the card.
When will I need a passport? Only to buy USDT with rubles via SBP. The check is one-time: a valid Russian internal passport and a selfie, up to 10 minutes. International passports and passports of other countries are not accepted.
How do I fund the card without an identity check? Send USDT on TRON (TRC-20) from an exchange or another wallet, or receive a transfer from an Aura user, then top up the card from your balance.
How much does it cost? 20 USDT once to issue. Card top-ups cost 2% of the amount, minimum 10 USDT.
Can I pay Russian shops with the card? No, the card doesn't work with merchants from Russia. In Russian shops, pay by SBP QR code straight from your USDT balance, see Pay SBP QR codes with USDT.
Does it matter which country I'm in? The restriction depends on the merchant's country, not yours. You can get the card even if you are a citizen or resident of a country on the restricted list.
More (in Russian)
- Как выпустить карту — issuing the card
- Пополнение карты с баланса — card top-up
- Проверка личности — identity check
- Комиссии и лимиты — all fees and limits