How to pay an SBP QR code with crypto (USDT)
You can pay an SBP QR code with USDT in Aura Wallet: scan the code with the built-in scanner, check the amount and rate, and tap «Оплатить» (Pay); the shop receives rubles and USDT is deducted from your balance. A payment usually goes through in 5–15 seconds, and you need neither a bank card nor an identity check.
How to pay
- Tap the round Оплатить (Pay) button in the bottom menu of Aura Wallet.
- Point the camera at the SBP QR code; it is recognised automatically. You can also load a picture via Фото (Photo) or paste a link like
https://qr.nspk.ru/…. - Check the bill: the amount in rubles, how much USDT will be deducted, and the rate.
- Tap Оплатить (Pay).
Terms at a glance
| You pay with | USDT from your Aura Wallet balance |
| The shop receives | rubles |
| Fee | no separate fee: the rate and the total are shown in the bill before you pay |
| Rate locked for | 2 minutes |
| One payment | 10 to 600,000 ₽ |
| Payment time | usually 5–15 seconds |
| Bank card or identity check | not needed |
You can fund the balance with USDT on TRON (TRC-20) from an exchange or another wallet.
FAQ
Do I need an identity check? No. USDT on your wallet balance is enough to pay by QR code.
Is there a fee? No separate fee: the rate and the total are shown in the bill before you pay. Exactly the amount in the «Вы платите» (You pay) line is deducted.
Can I pay online shops? Yes, SBP QR codes work both in physical shops and online. Shop invoices that are not SBP QR codes are not supported yet.
What if the payment fails? Nothing is deducted from your balance, and if money was already reserved, it returns to your balance automatically.
Can I cancel a completed payment? No: the shop has received the money, so ask the shop for a refund. If the bank itself reverses a completed payment (this can happen within 3 days), we automatically return the full amount in USDT to your balance.
More (in Russian)
- Как оплатить по QR-коду — step by step with screenshots
- Курс и комиссия при оплате по QR — rate and fee
- Платёж по QR не прошёл — failed payments